75 views Like Add to Share Loading…

Uploaded by InsuranceCrime on Mar 8, 2012

After a disaster, contractors and others will often go door-to-door in neighborhoods which have sustained damage to offer clean up and/or construction and repair services. Most of these business people are reputable, but many are not. The dishonest ones may execute schemes to defraud innocent victims. One such scheme is to pocket the payment and never show up for the job, or never complete a job that was started. Another scheme is to use inferior materials and perform shoddy work not up to code in order to pocket more profit.

Almost all of these scams begin with an unsolicited visit from a contractor. That is why we say, “If you didn’t request it, reject it.” If you have damage from a storm, contact your insurance company first. Your insurance company will honor its policy and will cover you for losses so there is no need to speak with a contractor who solicits your repair work—especially when you did not request it

via Severe Weather Contractor Scams – YouTube.

Great info and updates regarding insurance news

We have had to rescue many people affected by these new laws.  Dixie wrote an informative letter to the Bandera County Courier newspaper explaining what the new flood laws mean – in lamens terms.

Good pic of the new building

Think it’s cheaper to have insurance through your employer?  Maybe, but maybe not.  What makes health insurance expensive anyways?

Okay, so your house burns to the ground.  Now what?  Well, hopefully you have a up to date personal inventory list/video to show your insurance company so that they can reimburse your personal contents.  This has some great organizational advice to help ease this daunting task if you are like me and don’t have said list or video.

Do you own a business?  What kind of insurance do you need?  and Why?  I found this fairly easy to read, practical, and a straight-forward article that sheds some light on this topic.  No matter what kind of business you have or are thinking of going into, we can help you.  Sometimes people just need plain advice, and that comes free here at Cohn Insurance Agency. 

http://www.cohnins.com/